вторник, 6 октября 2015 г.


Bad credit can result in unfavorable interest rates 
that cost you thousands when you take out a mortgage, 
a car loan or a student loan. 

It could block you from leasing that apartment
you’ve been pining for. 
And it can be a black mark on your record that even prevents 
you from landing your dream job.

Here are a few ingredients of a credit score:

- Payment History: 
Whether you pay your bills on time,
including credit cards, student loans, utility bills,
or any other lender or service provider
that reports to the big three agencies.
Getting this right is easy: don’t blow the due date. 

- Amounts owed: 
The breakdown of your credit balances,
and how they compare to the limits of what you’re allowed to take out.
If you’re maxed out, it can hurt. 

- Years of credit: 
The age on your accounts.
The longer your credit history,
the better lenders can gauge your ability to repay.
Unfortunately, the formula knocks young borrowers
who don’t have an established, detailed history. 

- New credit: 
How many accounts have you opened recently,
and how many lenders have inquired about your credit?
The more activity, the more it appears you’re about to go on a debt binge. 

- Types of credit: 

Don’t confuse credit monitoring with identity theft protection. 
Credit card fraud is just a piece of the larger problem of identity theft. 

Paying someone to monitor your credit will not halt identity theft or unauthorized 
uses of your Social Security number or other personal data, 
although it can help you detect problems before they escalate.


Forex Trade Calculator
is used to calculate a current profit/loss of open positions
and to calculate profit/loss after partial closing or reversing positions.

 Minimized panel places Always on top
and show current profit/loss pips and current quotations in real time mode.

How to use, select instrument (EUR/USD) from dropdown list,
input current lot and opening price in the first row,
input change of lot in the second row.

If you buy additional lot it must be positive value, else negative value.

Data in New row (Lot, profit, pps, opening price) will be calculated automatically,
and panel changes color to red when waiting quotes data.

 Without registration only EUR/USD and USD/JPY currency pair available.
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